Terms & Conditions

1. Overview

By using www.lumebookkeeping.com ("Site"), you agree to the terms outlined below. This includes any services, products, downloads, or content provided by Lume Bookkeeping, LLC ("Company," "we," "us"). If you do not agree, please do not use the Site.

2. Age Requirement

You must be 18 or older to use this Site or purchase any products or services.

3. Use of Site and Content

All content on this Site is owned by Lume Bookkeeping, LLC and is protected by copyright laws. You may view and download content for personal use only. You may not copy, reproduce, share, or modify any materials without written permission.

4. Purchases and Payments

Payments are required at the time of purchase. We do not offer refunds for services already rendered or for digital products already delivered. If you have a concern, please contact yuki@lumebookkeeping.com.

5. No Guarantees

Any testimonials or examples shared are not guarantees of results. Every business is unique, and your outcomes may vary.

6. Limitation of Liability

We are not liable for any direct or indirect damages resulting from your use of the Site or its content.

7. Indemnification

You agree to hold us harmless from any claims, liabilities, or expenses arising from your use of the Site or violation of these Terms.

8. Termination

We reserve the right to restrict or terminate access to the Site or our services at any time if you breach these Terms.

9. Governing Law

These Terms are governed by the laws of the State of Arizona. Any disputes will be handled through binding arbitration in Pima County, Arizona.

10. Contact

For any questions, email yuki@lumebookkeeping.com.

Privacy Policy

1. Introduction

This Privacy Policy explains how Lume Bookkeeping, LLC collects, uses, and protects your personal information.

2. Information We Collect

We collect personal information you provide (name, email, payment info) and usage data (via cookies and analytics tools) when you browse or interact with the Site.

3. How We Use Your Information

We use your information to:

  • Deliver products and services

  • Respond to inquiries

  • Improve the Site and your experience

  • Send emails you opted into (you may unsubscribe anytime)

4. How We Protect Your Information

We use SSL encryption and limit access to your data. Transactions are processed through secure third-party platforms.

5. Sharing Information

We do not sell your information. We may share it with service providers who help us run the business (like email platforms or payment processors) and only to the extent necessary.

6. Cookies

We use cookies to understand Site usage and enhance your experience. You can disable cookies in your browser settings.

7. Third-Party Links

Our Site may contain links to third-party websites. We’re not responsible for their privacy practices or content.

8. Your Rights

You can request access to, correction of, or deletion of your personal information by contacting us at yuki@lumebookkeeping.com.

9. Changes to This Policy

We may update this policy as needed. Changes will be posted on this page with a new "Updated" date.

10. Contact

Questions? Email us at yuki@lumebookkeeping.com.

Updated July 2025